6 lesser-known benefits for veterans

6 lesser-known benefits for veterans
Veterans are distinguished individuals who have previously served in the military, naval, or air services. Consequently, they have earned a range of benefits to support them in leading civilian lives. These benefits could come in handy in the long run by helping with finances. However, not everyone may be aware of the available benefits that they are entitled to receive, thereby missing out on essential support. So, here are a few lesser-known veteran benefits: 1. Life insurance Securing life insurance is an essential step that assures financial stability for loved ones. Veterans can get life insurance from the Department of Veteran Affairs or VA. A few options include the Servicemembers’ Group Life Insurance (SGLI), Veterans Group Life Insurance (VGLI), and Family Servicemembers’ Group Life Insurance (FSGLI). 2. Mortgage assistance Veterans can avail of the VA’s Home Loan Guaranty Benefit. Although provided by private lenders, the VA guarantees a portion of the loan, which allows lenders to offer veterans more favorable terms for the loan. This benefit can be reused for purchases of primary residences and even for refinancing existing home loans. 3. Free tax preparation As a veteran, one has access to certain resources that could simplify the tax preparation process and help them maximize their returns free of charge.

6 critical mistakes to avoid as a new entrepreneur

6 critical mistakes to avoid as a new entrepreneur
Starting a business is not only a significant milestone in one’s life but also a huge responsibility for the years to come. From planning and managing finances to making major organizational decisions and hiring the right team, entrepreneurship entails several activities demanding one’s undivided attention. The outcome of a meticulously planned and established business is often highly rewarding. So, here are five critical mistakes new entrepreneurs should avoid to increase their chances of success. Not setting concrete business goals The first step to establishing a successful business is to set concrete business objectives. One should begin by asking the significant question, “What do I wish to achieve with this business?” This can provide one with the purpose of starting the business. New entrepreneurs should then translate this answer into concrete, achievable objectives that can become the driving forces of their business. Not seeking guidance from established entrepreneurs No man is an island, and it only helps to seek much-needed guidance from businesspersons who have already begun their entrepreneurial journeys. Established entrepreneurs can provide sound advice on various aspects, from goal setting and team building to obtaining the required capital and resources and initial public offerings (IPOs). Having a poor understanding of cash flow Cash flow refers to the amount of money that flows in and out of a business.

Top 3 customer deals on Honda automobiles to consider

Top 3 customer deals on Honda automobiles to consider
Known for making high-quality vehicles across diverse segments, Honda caters to a range of automotive preferences, ranging from SUVs and sedans to hatchbacks, minivans, trucks, and electric vehicles. Though the automobiles from the brand are available at varying prices, Honda occasionally rolls out exciting deals and offers on its products, helping automotive enthusiasts acquire their dream car affordably. Keep reading to find out the top offers from Honda for automobile lovers. Lease incentives Customers who want to drive home their favorite Honda automobile today could take a look at the lease incentives. One might get a special 36-month lease deal on most of the models in its lineup. For example, the Honda Civic sedan might be available for $270 a month after a down payment of about $3,600. One can also opt for more cargo space with the Civic in hatchback form for the same monthly price but $3,800 upfront. Other offers include leases on the Honda Accord. Customers may get the popular sedan for a lease of about $320 a month with a $3,400 down payment. Coming to the SUVs, customers could take a look at the Honda CR-V, which costs about $330 a month with $3,500 paid upfront.

A guide to owning emotional support animals

A guide to owning emotional support animals
Emotional support is one of the foundations of mental health and well-being. Recent studies suggest that 74% of pet owners believed their mental health improved after buying a pet. Thus, it is believed that emotional support from animals plays a therapeutic role in helping one navigate tough times. As of 2019, there are nearly 2,00,000 emotional support animals in the country. Here are the answers to some key questions on emotional support animals: What are emotional support animals? Emotional support animals are animals that provide comfort to individuals through companionship. Individuals with mental health conditions are typically able to manage their symptoms better in the company of such animals. What animals are typically classified as emotional support animals? While dogs and cats are typically classified as emotional support animals, other animals like ferrets, guinea pigs, and rabbits are also becoming popular in this category. Dogs Dogs are popularly referred to as a human’s best friends and for a good reason. Studies have shown that the company of dogs can reduce stress and anxiety and help manage depression and loneliness. Cats Many individuals find the company of cats to be soothing and comforting. Their stress-reducing effect can elevate one’s mood. A study has demonstrated that cat owners have better psychological health than individuals without pets.

5 things one should avoid doing on a cruise

5 things one should avoid doing on a cruise
Cruises are one of the most luxurious ways to embark on a vacation trip. You get to stay on board surrounded by amenities and services while also experiencing various places and their cultures. Luxury cruises to the Arctic are one of the best options to embark on a long journey. However, one needs to avoid certain “don’ts” while on a luxury cruise. Some of them include the following: Teeth whitening One of the many benefits of being aboard a luxury cruise to the Arctic is that you can take advantage of numerous spas and other personal grooming activities. One of those services provided is a teeth whitening treatment. You might even be able to seal a deal at a cheaper rate than usual, and the service will surely meet the cruise and personal standards. That said, the post-treatment can pose a problem. The treatment will possibly leave you with sore gums, making you incapable of enjoying any activity on board. Hoarding food Cruises have a buffet menu, and you are free to choose whatever you want. In fact, some even offer a 24X7 buffet, making sure you do not have to compromise on sleep or other activities. That said, people often tend to pile mountains of food on their plates, eventually wasting it.

6 Easy Ways to Limit Data Usage and Avoid Overage Charges

6 Easy Ways to Limit Data Usage and Avoid Overage Charges
Phone bills could come with additional charges one did not expect, especially if the mobile data usage exceeds the plan limits. Also known as overage charges, they are usually brought on by unmonitored data usage or a plan that offers inadequate monthly data allowance. So, one can limit additional charges by making a few changes to their internet usage habits. To help one get started, here are a few ways to avoid data overage charges: 1. Monitor data usage Smartphones come with a built-in data monitor to track daily and monthly internet usage. Not only can users track how much internet they use on their phones or other devices, they can also check which applications take up the most data to function. Based on this data, users can be conscious about which applications should be run on home Wi-Fi and not on data. Further, tracking data usage helps users determine if their monthly plan can adequately meet their internet needs. 2. Manage phone applications Certain apps constantly update or refresh themselves. So, while multitasking on a smartphone using mobile data, one may end up using more data than one expects. It is important to review app permissions and settings to disable all unnecessary actions that consume excessive data.

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6 best upcoming Viking Ocean Cruises in 2021-2022

6 best upcoming Viking Ocean Cruises in 2021-2022

It’s no secret that Viking Ocean Cruises is one of the best cruise lines to enjoy a luxurious cruise vacation with your friends or family. Their fleet of state-of-the-art ocean ships takes you to the most exotic destinations around the world. This article looks at some of the best upcoming Viking Ocean Cruises sailings in 2021-2022, along with Viking cruise deals and airfares. Panama Canal and Central America If you want to explore rich Caribbean diversity, this ocean cruise is the perfect opportunity. It’s a 15-day Florida roundtrip cruise that takes you to seven gorgeous countries, including Panama, Jamaica, Honduras, and Mexico, among others. Pricing: Cruise fare starts from $4,299. With Viking’s Special Cruise Savings deal, you can save up to $300 on airfare. You can also save up to $500 on basic accommodation (Veranda). Departure dates: 26th November and 10th December Los Angeles, California, to London Witness the diverse landscapes of Oahu (Honolulu), Kauai (Nawiliwili), Bora Bora, New Zealand, Tasmania, and Brisbain, among other places. This 119 days cruise could be a vacation of a lifetime for you and your family. It departs from Los Angeles, California, and its last stop is in Tilbury, London, which lasts for two days.
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Oil change coupons for your Ford Motor

Oil change coupons for your Ford Motor

Frequent motor servicing is expensive, but a Ford engine needs regular oil changes to keep it functioning optimally. Luckily, many dealerships offer coupons for a discounted oil change. Depending on your car model, your engine will require either synthetic, semi-synthetic, regular, or premium oil. Once you know the type of oil that needs to be replaced, look for a service center that has it, and check out these coupons for your Ford motor. These will make an oil change a lot more affordable. The Works® Package coupon Almost every Ford dealership is familiar with the popular Works® package coupon. With this deal, you get six quarts of Motorcraft® oil, which is a high-quality synthetic blend. The costs differ depending on if the vehicle needs premium oil; it will cost something around an additional $30 dollars. If you want to avail of this offer, get in touch with a local dealership and ask them if they accept this particular Ford Motors coupon for oil change. The Works® Package also includes brake inspection, battery test, and filter check, along with oil replacement. Santa Margarita Ford Express Service Santa Margarita Ford, based in California, is an automotive venture that specializes in Ford motor servicing.
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