Top 5 auto insurance providers you can consider

Top 5 auto insurance providers you can consider
The auto insurance market is predominantly ruled by some reputed insurers. The top 10 auto insurance companies in the country take a big share of the pie by capturing around 72% of the market. When you go out to purchase auto insurance, you will have a plethora of services offered at various prices by different providers. Auto insurance providers to know about To help you choose the best, here are the top five insurance providers that you can consider. GEICO You might come across the witty commercials by GEICO, which ensure the company always has the top of the mind recall value with their customers. However, it is actually known for the support and services it provides to the customers. It has a customer satisfaction rate, which is as high as 97% and has been named the ‘most desired auto insurance provider’ by the Kanbay Research Institute. State Farm Among the largest auto insurance companies in the country, State Farm owns 17% of the total market share. It is one of the best options to consider if you want to have a local agent who can give you a more personalized experience at rates which you might not find anywhere else.

7 mistakes to avoid when buying auto insurance

7 mistakes to avoid when buying auto insurance
Getting the right auto insurance is as important as finding the right car. But there are many pitfalls when buying auto insurance that can prevent you from getting the best coverage and cost you hundreds of dollars a year. To avoid getting stuck with paying high insurance bills over the years, here at the mistakes below and be sure to avoid these when buying auto insurance. Buying the minimum liability coverage Although every state has its minimum coverage requirements, this does not include the full cost of a crash. Purchasing the minimum legal protection implies that you are willing to pay for the remaining difference between your total liability and coverage. Getting more protection to help you relieve any liabilities is always a better idea. Buying too much coverage Like buying too little coverage is a mistake, getting over-insured also does not make sense and is a waste of money. For example, an older vehicle will not require a collision and comprehensive coverage. Also, beware of policy add-ons as well. If you are already a member of an automobile club, you do not need roadside assistance and towing. Pay attention to what you have and what is covered in the insurance policy to avoid paying extra.

5 reasons to get commercial vehicle insurance

5 reasons to get commercial vehicle insurance
Insurance helps cover unexpected costs and liabilities that may incur in the future. Investing in a decent insurance policy also protects your assets, be it rental or owned. If you are a business owner and own or rent vehicles that transport goods and consumables, you must invest in commercial vehicle insurance for the following reasons. There are several monetary benefits, some that also save tax in the long run. Some of them are mentioned below: Get additional cover Your regular auto insurance may not cover all costs that arise out of accidents or personal injury involving commercial vehicles. Also, most personal auto insurance policies are not valid for liabilities accrued out of vehicles used for business purposes. This is where commercial truck insurance will provide customized, comprehensive insurance suited to your business needs. Follow regulations The law in many states requires business owners to get a commercial vehicle insurance policy. The insurance is mandatory if your business transports goods and hauls heavy-duty equipment. Even if your company provides service from a vehicle, your auto insurance policy will not cover the liabilities. Any business, partnership, or corporation that owns vehicles for commercial use must buy this additional cover. Customized coverage One of the main advantages of buying commercial insurance is that you get custom cover for specific damage, repairs, or the replacement of certain parts.

Here’s how to get a car loan with a low credit score

Here’s how to get a car loan with a low credit score
Those with a credit score below 579 but over 300 do qualify for a car loan, but it may come with some drawbacks. Taking a loan on low credit usually is more expensive in terms of interest rates than a regular auto loan. However, several banks, credit unions, and lenders may provide auto loans with no minimum income requirement, and some may even accept past credit-related issues. Here is how to get such loans: 1. Research well Even with a bad credit score, one should prepare to negotiate loan terms with their lender. So, one should do some research and make a note of the auto loan rates in the market, average interest rate for those with similar credit scores, amount of monthly repayment one can afford, and annual percentage rate (APR), among other things. When equipped with this information, one is less likely to shell out more than required. 2. Determine the budget One needs to factor in many expenses associated with owning a car, and not just the monthly loan repayment amount. This includes fuel and maintenance costs and insurance. Based on the total cost and how much one can afford to pay for a car, one should set a realistic budget.

4 mistakes to avoid when buying an auto insurance

4 mistakes to avoid when buying an auto insurance
Purchasing car insurance is never considered necessary unless a mishap takes place. Despite people’s aversion to spending some additional bucks on car insurance, one cannot deny that they constitute an essential component of driving costs. Having acknowledged this fact, customers are only required to avoid specific costly mistakes so that only those car insurances are purchased, providing maximum coverage for a nominal price. This article discusses the common mistakes to avoid while buying auto insurance. Mistakes to avoid when buying auto insurance While selecting suitable car insurance is as essential as choosing an appropriate car, the two decisions are intricately linked. The ambit of one’s car insurance options depends on what vehicle one chooses. On the other hand, the insurance budget determines the range of cars one can afford to drive. Besides, it is illegal to ride without being insured on the roads of most states. So, to choose the right auto insurance plan, here are a few mistakes one must try to avoid at all costs: Purchasing state-mandated minimum coverage As per state mandates, all drivers should get an insurance cover of at least $10,000 to $50,000 for physical injury per accident per person and $10,000 to $50,000 for damages caused to property.

Top 5 features of the classic Ford Bronco

Top 5 features of the classic Ford Bronco
The Ford Bronco was the world’s first car to be classified as a Sport-Utility Vehicle (SUV) and has been immensely popular among car enthusiasts. Ideal for everyday use and off-road driving, this SUV has evolved considerably to include a host of advanced performance, safety, interior, and exterior features while retaining the old-world charm of the classic Ford vehicle. Here are some features of the Ford Bronco that make it one of the top-selling cars. Excellent off-road performance The signature feature of the Ford Bronco is its excellent off-road capability. With a widebody suspension and four-wheel drive (4WD) drivetrain, this SUV is ideal for adventurers and travel enthusiasts who frequent uneven and hilly terrains. It also consists of G.O.A.T. (Goes Over Any Type of Terrain) modes, due to which the vehicle is suitable for driving on almost any type of terrain. Stylish exteriors and luxurious interiors The Ford Bronco perfectly integrates exterior and interior features. One can choose between two-door and four-door models, which come with standard hardtop and soft-top roofs, respectively. The 2024 Ford Bronco is available in nine different models starting from $39,130. One can choose from a palette of colors, including the most recent Azure Gray, Yellowstone, and Robin’s Egg Blue.

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6 best upcoming Viking Ocean Cruises in 2021-2022

6 best upcoming Viking Ocean Cruises in 2021-2022

It’s no secret that Viking Ocean Cruises is one of the best cruise lines to enjoy a luxurious cruise vacation with your friends or family. Their fleet of state-of-the-art ocean ships takes you to the most exotic destinations around the world. This article looks at some of the best upcoming Viking Ocean Cruises sailings in 2021-2022, along with Viking cruise deals and airfares. Panama Canal and Central America If you want to explore rich Caribbean diversity, this ocean cruise is the perfect opportunity. It’s a 15-day Florida roundtrip cruise that takes you to seven gorgeous countries, including Panama, Jamaica, Honduras, and Mexico, among others. Pricing: Cruise fare starts from $4,299. With Viking’s Special Cruise Savings deal, you can save up to $300 on airfare. You can also save up to $500 on basic accommodation (Veranda). Departure dates: 26th November and 10th December Los Angeles, California, to London Witness the diverse landscapes of Oahu (Honolulu), Kauai (Nawiliwili), Bora Bora, New Zealand, Tasmania, and Brisbain, among other places. This 119 days cruise could be a vacation of a lifetime for you and your family. It departs from Los Angeles, California, and its last stop is in Tilbury, London, which lasts for two days.
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Oil change coupons for your Ford Motor

Oil change coupons for your Ford Motor

Frequent motor servicing is expensive, but a Ford engine needs regular oil changes to keep it functioning optimally. Luckily, many dealerships offer coupons for a discounted oil change. Depending on your car model, your engine will require either synthetic, semi-synthetic, regular, or premium oil. Once you know the type of oil that needs to be replaced, look for a service center that has it, and check out these coupons for your Ford motor. These will make an oil change a lot more affordable. The Works® Package coupon Almost every Ford dealership is familiar with the popular Works® package coupon. With this deal, you get six quarts of Motorcraft® oil, which is a high-quality synthetic blend. The costs differ depending on if the vehicle needs premium oil; it will cost something around an additional $30 dollars. If you want to avail of this offer, get in touch with a local dealership and ask them if they accept this particular Ford Motors coupon for oil change. The Works® Package also includes brake inspection, battery test, and filter check, along with oil replacement. Santa Margarita Ford Express Service Santa Margarita Ford, based in California, is an automotive venture that specializes in Ford motor servicing.
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