4 warning signs of dementia that should not be ignored

4 warning signs of dementia that should not be ignored
Dementia is a condition in which an individual’s memory, social abilities, cognitive functions, and thinking are severely affected. Dementia is a family of diseases that affect patients’ brains. Alzheimer’s disease is the most common dementia, especially among the elderly. Sometimes, diagnosing dementia can be difficult as many of its symptoms seem harmless. For instance, memory loss can either be dementia-driven or due to old age. Keep reading to learn about the warning signs of dementia. Memory loss Unlike normal memory loss, which happens mainly due to old age, dementia is not a natural process. The main difference between the two conditions is that dementia-driven memory loss is accompanied by other issues, such as losing the ability to learn, reason, think, and remember. While memory loss can be sharpened over time with the right foods, sleep patterns, cognitive exercises, and physical activity, dementia is more irreversible. Altogether, dementia involves severe memory loss, but not all types of memory loss indicate dementia. Therefore, one must visit their local healthcare expert whenever they encounter either situation. Tendency to misplace belongings A person diagnosed with dementia often loses their personal belongings. It mainly happens because the memory function of their brain is irreparably damaged.

4 common mistakes to avoid when applying for home loans

4 common mistakes to avoid when applying for home loans
Buying a house is a big step, no doubt. Since it is a long-term and expensive investment, it requires proper planning and analysis. One should only take out loans after careful research to ensure financial stability. As applying for loans is time-consuming, rushing through paperwork can lead to negative results. One can avoid most such mistakes with better planning and execution. Here are a few common mistakes to avoid when seeking a home loan. Not monitoring credit score Maintaining a healthy credit score before applying for any loan is important. Poor credit or a bad repayment history will lower the score, disqualifying the borrower from beneficial home loan schemes. A credit score of 700 or more can qualify for preferred loan terms and options from the best banks. If the score falls behind 700, take care of any prior settlements or written-offs by paying them back to establish a good record. Making these changes may take time, so always plan before applying for the loan. Overestimating the repayment capacity When estimating their repayment capacity, people frequently ignore their monthly expenses. Financial difficulties may arise from high monthly expenses and a loan with a high EMI. It is advised that EMI payments should not exceed 30-40% of one’s salary.

Top 10 overlooked tax deductions

Top 10 overlooked tax deductions
In the rush of filing taxes, it can be easy to overlook deductions that could help you save money. Tax deductions are expenses you can subtract from your taxable income. Knowing which expenses can be claimed as deductions is the key to limiting the hard-earned money you owe the government. From student loan interest payments to health expenses, here are some of the most overlooked tax deductions you should know: How do deductions work? Tax deductions lower the amount of tax you owe. A standard tax deduction—a single deduction of a fixed amount—is determined by your filing status: single, married, head of household, or filing jointly. You can claim the standard deduction without providing additional documentation or expense receipts. In contrast, itemized deductions are specific expenses you can deduct from your taxable income, such as clinical expenses, charitable contributions, and mortgage interest. Most overlooked tax deductions Job hunting expenses If you are looking for a new job in your existing field, you may be able to deduct expenses such as those incurred in resume preparation, traveling for interviews, and career counseling services. Charitable contributions Many know that cash donations to charity can be claimed as deductions but often overlook non-cash contributions like clothing or household items.

Avoid these phone mistakes to prevent internet scams

Avoid these phone mistakes to prevent internet scams
For most purposes, mobile phones have made cameras, clocks, computers, and many devices redundant. With their ever-expanding capabilities, mobile phones today have also become increasingly vulnerable to online threats like nasty, damaging cyber-attacks and data pilfering. As per a 2022 study, mobile phones face more than 60 percent of digital fraud via stolen passwords and phishing attacks. To stay clear of these, one needs to avoid making some of the following mistakes: Installing fake apps on smartphones Scammers can create apps that look legit but are just viruses or other threats disguised as actual mobile applications. To avoid this threat, one needs to complete software and security updates regularly, provide personal information only if it is necessary, check customer reviews for any app before installing it on their phone, and verify applications they want to download from the app store for duplicates. Fake apps are among the most common smartphone threats, and taking these simple precautions can prevent a person from exposing themselves to a cyber-attack or another kind of online fraud. Not being careful during online shopping Most people choose eCommerce apps on their phones to make purchases. However, online shopping sites can contain threats too. For example, an individual may fall into the trap of giving away their card details to scammers via the aforementioned fake or fraudulent shopping apps.

6 questions to ask your doctor during a routine check-up

6 questions to ask your doctor during a routine check-up
You could look on the internet for a range of content on healthy foods, remedies, exercises, and other lifestyle tips. However, the human body is susceptible to several complications, irrespective of an individual’s health status. Therefore, going for health checks on regular occasions is essential in detecting and preventing any unforeseen diseases. During the routine check, you could also ask for clarification about these six factors to better understand your health. Genetic complications One of the first things to ask your doctors is if you are susceptible to genetic complications, including cancer. Such developments may require a more detailed diagnosis followed by the respective treatment. Future appointment You could ask the healthcare expert about the next appointment during a routine check. Usually, a doctor will consider multiple factors, such as the patient’s general health, health history, and lab results, before scheduling the next visit. So you might need to return in a few months or maybe even after a year. However, you should also set up a checkup in between if you notice any unusual health developments. Costs Each test and its respective treatment will cost a certain amount of money. Therefore, it is advisable to be mindful of the cost of these healthcare services before starting them.

10 surprising things that a home warranty doesn’t cover

10 surprising things that a home warranty doesn’t cover
If you purchased or are planning to purchase a home, you may have wondered what a home warranty covers. A home warranty can save you money when any systems and appliances break down, preserving your home and budget. However, it doesn’t cover every element of your home. Some aspects that a home warranty doesn’t cover, like leaky roofs and cosmetic damage, are listed below. Scroll down to uncover the limitations of a home warranty plan. Walls, doors, and windows A home warranty usually doesn’t cover walls, windows, and doors as they are considered structural elements. However, based on the age of your home, these items will be covered by a homeowners insurance policy or builder’s warranty. Cosmetic damage If the damage, like scratches or dents, is caused by natural wear and tear over time, it is the homeowners’ responsibility, not that of the warranty provider. Pest damage Home warranties are not designed to cover and repair/ replace the damages caused by pest infestations like rodents or termites. Leaking roofs A home warranty doesn’t cover leaking roofs since this is a structural problem. Hot tubs and swimming pools Pools and hot tubs are some things not covered under a home warranty, but certain companies might extend their coverage at an additional price.

Our
Blog.

5 early Black Friday deals to expect this year

5 early Black Friday deals to expect this year

Black Friday might be a couple of months away, but you need not wait until then to begin your annual shopping. Many retailers start advertising discounts weeks before and pick up the pace around Thanksgiving. To help you save time and money, here are five early-bird Black Friday deals that might be available sooner based on last year’s trends. Start shopping early to enjoy faster shipping and lesser supply issues! Save big on tablets, phones, and smartwatches Smartphones, tablets, and smartwatches are great items to gift loved ones during the holiday season. With Black Friday approaching, get ready for some exciting deals on these products from the top brands and retailers like Amazon, Best Buy, Target, and Walmart. You will find never-seen-before deals in stores and online that you can check out. Brands like Motorola, Samsung, and Apple offered over $100 off their best-selling phones last year, and you can expect better deals for 2022! But remember that the items on sale change regularly, so check the sites frequently to avoid missing out. Incredible deals on games, gaming laptops, and accessories Get the best savings on gaming accessories when some fantastic deals go live in a few weeks. There might be a massive price drop on games for PC, Xbox, and PS5.
Read More
50 Black Friday 2022 sales to check out

50 Black Friday 2022 sales to check out

This year’s biggest Black Friday specials will likely offer some of the most substantial cuts ever across a wide range of popular businesses and brands. Stores are working hard to offer seasonal items and avoid supply chain problems. While major shops are expected to offer great bargains, it is essential to buy with local businesses, especially in the post-pandemic era. Based on the discounts offered last year, here’s a look at what you can expect this year. Nordstrom Nordstrom could offer up to 50% off hundreds of selected goods from leading brands, as was the case last year. Longchamp items, such as the Le Pliage Cuir Leather Shoulder Bag, were discounted by 20-30%. Kiehl’s skincare sets The Daily Hydrating Skincare Gift Set was discounted at $48 (original value $66), which includes full-sized versions of two Kiehl’s classics: Ultra Facial Cream with Squalane and the renowned Avocado Eye Cream, suitable for everyone. Home Depot Refrigerators Home Depot previously offered up to $900 off refrigerators. Refrigerator discounts of up to $900 are available at Home Depot on some of the greatest brands in large appliances. Shop for Black Friday deals on Samsung, LG, and Whirlpool appliances. Amazon Amazon has some of the best discounts, and the Black Friday sales are chock-full of must-haves!
Read More