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9 things to know when investing in precious metals

9 things to know when investing in precious metals

Investing in precious metals is a smart addition to diversifying an investment portfolio. Precious metals are a popular commodity and a less volatile market when compared to stocks. With multiple regulatory authorities and trading platforms, investing in precious metals hassle-free has also become easy today. But there are many points one must consider and be well-informed before investing. Here are some key things to know before investing in precious metals. Understand the types of precious metals Gold, silver, platinum, and palladium are popular precious metals with unique characteristics, market demand, and investing dynamics. Invest only after a thorough comparison. Diversification Precious metals can be an effective way to diversify any investment portfolio. They often have a low association with other assets like bonds and stocks, which can help reduce overall portfolio risk. Storage and security Physical ownership of precious metals necessitates the need to invest in home security. Options include home safes, bank safety deposit boxes, or third-party storage facilities. Be sure to consider the associated costs and security measures before buying assets. Physical vs. paper investments There are two ways to invest in precious metals: purchase physical bullion (coins or bars) or invest through paper investments like exchange-traded funds (ETFs), online futures contracts, or online mining stocks.

7 alarming pain symptoms that shouldn’t be ignored

7 alarming pain symptoms that shouldn’t be ignored

Pain is a natural response of the body that alerts one of potential harm or injury. While some types of pain are normal and can be easily treated with natural or holistic home remedies, there are certain types of pain that may be severe or persistent. These pains may be signs or causes of underlying health conditions that require immediate medical attention. Certain types of pain that one should never ignore are listed below. Chest pain Chest pain can indicate a heart attack or angina- a form of chest pain triggered by reduced blood flow to the heart. Chest pain can also indicate other severe conditions, such as a pulmonary embolism or aortic dissection. Severe headache Common causes of headaches include dehydration, lack of sleep, eye strain, or sinus infection. But when one experiences a severe or sudden headache or headaches accompanied by other symptoms like a stiff neck, vision changes, dizziness, or tingling on one side of the body, it may be a warning sign of underlying health concerns. Usually, severe headaches may result from a head injury, the onset of stroke, meningitis, low blood sugar, or more. Abdominal pain Abdominal pain can indicate various health conditions like appendicitis, ulcerative colitis, or a kidney stone.

7 pest control mistakes and how to avoid them

7 pest control mistakes and how to avoid them

Effective pest control is critical to maintaining a healthy and comfortable living environment. Pests can cause a lot of damage to a home’s foundation, floors, and walls. It helps eliminate insects impacting the house’s integrity and its occupants’ health. Effective pest management is a multifaceted endeavor that requires diligence, preventative measures, and, at times, the expertise of professionals. By sidestepping these pitfalls, individuals can create a pest-free environment that promotes health, comfort, and peace of mind. Neglecting preventative measures One of the most common pitfalls in pest control is underestimating the power of prevention. Waiting until pests become a visible problem can lead to a more challenging and costly battle. Simple steps like sealing cracks, ensuring proper drainage, and maintaining a clean living space can go a long way in deterring pests from entering in the first place. Overlooking regular inspections Regular inspections are the cornerstone of effective pest control. Unfortunately, many homeowners skip this crucial step, only seeking professional help when the situation has escalated. Implementing routine checks, both indoors and outdoors, allows for early detection and intervention, minimizing the potential damage caused by pests. Improper identification of pests Misidentifying pests is a common oversight in pest control. Different pests require different approaches for effective elimination.

6 Easy Ways to Limit Data Usage and Avoid Overage Charges

6 Easy Ways to Limit Data Usage and Avoid Overage Charges

Phone bills could come with additional charges one did not expect, especially if the mobile data usage exceeds the plan limits. Also known as overage charges, they are usually brought on by unmonitored data usage or a plan that offers inadequate monthly data allowance. So, one can limit additional charges by making a few changes to their internet usage habits. To help one get started, here are a few ways to avoid data overage charges: 1. Monitor data usage Smartphones come with a built-in data monitor to track daily and monthly internet usage. Not only can users track how much internet they use on their phones or other devices, they can also check which applications take up the most data to function. Based on this data, users can be conscious about which applications should be run on home Wi-Fi and not on data. Further, tracking data usage helps users determine if their monthly plan can adequately meet their internet needs. 2. Manage phone applications Certain apps constantly update or refresh themselves. So, while multitasking on a smartphone using mobile data, one may end up using more data than one expects. It is important to review app permissions and settings to disable all unnecessary actions that consume excessive data.

4 services Medicare does not cover

4 services Medicare does not cover

Medicare is a health insurance program issued by the government. The program covers people aged 65 or older, certain people with disabilities, and patients with end-stage renal diseases. It encompasses several plans and is divided into four parts with certain services – A, B, C, and D. Out of these, Part A is free for those who’ve paid Medicare taxes for at least ten years, but the others have to pay a premium. Even though the program is helpful for many, some Medicare plans are complicated in terms of coverage. This makes it difficult to understand. They might cover various aspects of health care, but many conditions are not covered as well, some of which include: Dental care Medicare plans may cover basic health care services and X-rays, but they have a limit of $1,500 annually. Medicare plans may not cover routine dental checkups and treatment of certain dental services. They also do not cover dentures and fillings. However, in the case of emergency hospitalization, patients can use Part A to pay off certain dental services. Long-term hospitalization Usually, all Medicare plans cover up to 90 days of hospitalization. The benefit period begins on the first inpatient day at a hospital or nursing facility and ends when inpatient care isn’t received for more than 60 days.

5 amazing Samsung phone accessories to own

5 amazing Samsung phone accessories to own

On average, a person spends a minimum of three to four hours on their phone every day. But, when it comes to convenience, there can never be something like too much. So, if you add a few accessories to your already powerful Samsung phone, it will only simplify your life further, making it more organized and easy. Be it phone holders, selfie sticks, power banks, or data cables, here are a few amazing accessories that are a must for all. Power Banks While Samsung phones have numerous benefits and can help you multitask with ease, there are some cons you cannot escape. For example, if you use your phone more, the battery will drain faster, be it 4000mAh or 5000mAh capacities. Now, of course, if you are home, it is easy for you to put your phone on charge; but what do you do when you forget your charger at home, or you are out with your friends and your battery runs out? There may also be situations wherein you do have a charger, but there’s no charging port available. In such a scenario, a power bank comes handy. It is definitely a Samsung accessory everyone should familiarize themselves with.

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5 common medical conditions causing osteoporosis bone loss

5 common medical conditions causing osteoporosis bone loss

There are certain common medical conditions that are specifically linked with osteoporosis bone loss. Here’s what you need to watch out for. The bone is a living tissue, and as such it is constantly being broken down to create new bone. However, when the rebuilding process is slower than the breaking down process, the bones become fragile and brittle. This is what happens when you develop osteoporosis. Osteoporosis is more common in women than men, and affects about 200 million women all over the world. Even though this disorder affects women of all age and races, it is more common in older white and Asian women. When you are suffering from osteoporosis and it reaches an advanced stage, fractures become a part of daily life. The fractures that are associated with osteoporosis usually occur in your spine, hip, and wrist. The bones become so brittle that even everyday activities like bending over or stepping on to the pavement can result in fractures. Early stages of osteoporosis do not show any symptoms, but when it reaches an advanced stage, symptoms like loss of height, back pain, neck pain, fractures, and stooping posture can be seen. A simple bone density test that shows the extent of osteoporosis bone loss is used when you want to diagnose this disorder.

4 best foods for hemophilia

4 best foods for hemophilia

Hemophilia is a genetic disorder that is mostly diagnosed at a young age. The blood doesn’t clot as it should in people with this disease, causing excessive bleeding, which can turn life-threatening. The condition largely occurs due to the absence of certain blood-clotting proteins (called clotting factors), although it can also be acquired due to an immune system issue. Physical therapy, clot-preserving medications, and vaccinations are viable treatment options. Alternatively, certain food choices can also help manage the symptoms and prevent the condition from worsening. In this article, we’ll take a look at some of the beneficial foods to eat for people with hemophilia: Whole grains Oatmeal, brown rice, and barley are a few of the healthiest whole grains to eat for hemophilia patients. These foods contain fiber and nutrients that help stabilize blood glucose levels. By lowering the risk of heart disease and stroke, these foods prevent serious complications associated with hemophilia. Whole grains also reduce chronic inflammation, which can be touted as a major contributor to internal bleeding. Calcium-rich foods Important for the growth and maintenance of the bones, calcium is paramount for hemophilia patients. The nutrient helps keep tooth and bone health in check, preventing damage and subsequent blood loss.